Payment Overview

Payment API enables a financial institution or cardholder to manage and maintain their payment information through various touchpoints.

Payment Details:  The API enables cardholder to view detailed information for a payment and how the payment was allocated to the various balance components, such as principal, interest, and fees.

Payments Actions: The API  enables cardholder to view the one-time and recurring payment details and cancel a one-time payment as long as it has not occurred. It also allows cardholder to make payment  for following payment types:

• Immediate Payment

• Onetime ACH

• Recurring ACH

Payment Hold: The API  enables you to view payment float information. Floating payments differ from payments that post normally in how they affect the cardholder’s available credit. In both cases, the payment decreases the account’s outstanding balance and reduces the amount due or past due. Posting a payment increases the available credit; however, when a payment is floated, the cardholder’s available credit is not increased until after the float days have passed. The float days should be the number of days it takes from the day when a payment is entered until your institution is notified of insufficient funds and you enter a payment reversal.